Many credit cards provide cashback benefits, which return a percentage of your expenditure as cash.
Credit cards may give rewards in the form of points or miles, redeemable for travel, gift cards, retail, or other benefits.
Consider selecting a credit card co-branded with your preferred retailer. These cards often offer discounts, exclusive sales, or extra points at linked stores.
If your credit card offers purchase protection, it might cover products damaged or stolen immediately after purchase.
Several credit cards automatically extend manufacturer warranties on qualified purchases. This can reduce repair or replacement costs for items that break after the warranty period.
Look for cards with price protection, which can repay the difference if you find a lower price for the same item shortly after your purchase.
Some credit cards offer return protection, allowing you to return things within a defined period, even if the retailer's return policy has ended.
For travel-related purchases, choose a credit card with benefits such as free checked luggage, airport lounge access, or travel insurance.