9 Tips for Avoiding Credit Card Fraud at Gas Stations

1. Carefully Inspect Card Readers

Check that the credit card slot does not appear different or bulkier than the other pumps around it to identify potential skimmers. The keypad may appear damaged or rigged at times.

2. Verify Tamper-Evident Security Stickers Are Intact

Always double-check that the stickers are completely intact, with no tearing or peeling that indicates someone may have accessed the machine improperly. When some decals are removed, they turn black or red.

3. Block hidden cameras from seeing your PIN

To avoid pinhole cameras, cup and conceal the keypad with your other hand as you type your PIN.

4. Minimize Your Risk of RFID Card Scanning

Keep RFID credit cards in a sleeve or foil when not in use to prevent theft. The scanning signal is blocked. Make sure no one is hovering around you at the pump.

5. Select Pumps Closest to the Attendant

Choose the pump nearest the cashier or attendant station. Installers are less likely to install skimmers and pinhole cameras near the employee area, where they can be seen.

6. Consider Paying Cash If Something Seems Off

If you notice an unusual pump or suspicious activity, consider going inside and prepaying the exact amount of gas you intend to pump. This eliminates the dangers of card skimmers.

7. Monitor Statements Routinely

If your card data is compromised by a skimmer, fraudulent charges will appear after the fact. If you notice any unusual charges, contact your bank or credit card company immediately.

8. Set Card Use Alerts To Detect Fraud

You should set up alerts for transactions over $100 because skimmed card data can be used for online shopping where merchants do not see the physical card. 

9. Pay Through Gas Station Apps

Another safe payment method is to use a gas company's mobile app, such as Shell or ExxonMobile. You can use these apps to activate the pump and pay directly from your smartphone.