Credit cards allow cashless purchases in-store and online. They're accepted worldwide.
Responsible credit card use can boost your score. Timely payments and low credit utilization can boost your creditworthiness.
Many credit cards give cashback, travel points, or discounts. Using your card for routine purchases can earn you rewards that lower your fees.
Credit cards can protect you financially. They assist you avoid high-interest payday loans and other expensive borrowing options by providing rapid funds for unforeseen costs.
If your purchases are destroyed or stolen within a particular duration, credit cards may offer a refund or replacement.
Credit cards with travel insurance, airport lounge access, and no foreign transaction fees are available.
Credit card statements indicate spending. Reviewing statements helps you budget and track costs.
Transfer high-interest debt to a 0% APR balance transfer credit card to save money and pay it off faster.