Rent or mortgage, property taxes, homeowners or renters insurance, and maintenance are included in housing.
Electricity, gas, water, trash, and other residential utilities should be included.
Include car payments, fuel, maintenance, insurance, public transportation, and other transportation costs.
Track food and household expenses. This category organizes daily expenses.
Include insurance premiums, co-pays, prescriptions, and other healthcare costs.
Debt payments include credit card, student, and personal loans. Include minimum payments and extra payments to reduce debt faster.
Set aside money for savings and investments. Retirement, emergency, and other long-term financial goals are examples.
Budget for leisure activities like dining out, movies, concerts, and hobbies.