Spending more than you earn guarantees debt and financial stagnation.
Not budgeting and tracking expenses can lead to financial chaos and overspending.
Not having health, property, and life insurance leaves you vulnerable to unforeseen costs.
Not having health, property, and life insurance leaves you vulnerable to unforeseen costs.
Living to impress others can lead to overspending and financial pressure.
Not planning for retirement early can lead to insufficient funds and financial uncertainty.
Using credit cards for routine spending without paying off the balance can lead to debt and hefty interest.
Financial illiteracy can lead to bad financial decisions and poor financial management.