Most financial gurus see US Treasury bills as the safest investment in the world. The majority of the time, the tradeoff for this security has been exceedingly low yields.
High-yield savings accounts have profited from higher interest rates in the same manner that US Treasuries have.
A certificate of deposit is a bank instrument that is insured by the FDIC in the same way that high-yield savings accounts are.
Rather of going through a bank, peer-to-peer loans are typically originated on websites that bring together individual borrowers and lenders.
If you buy a rental property outright, you will not recoup your whole investment in a single year. However, you may be able to earn enough revenue to support your mortgage and other costs.
Even high-quality dividend-paying stocks are riskier to hold than more conservative options like savings accounts and Treasury bills, and if you can only invest for a year, you must be willing to accept some losses.