List your income, spending, and savings goals. A precise financial roadmap is provided.
Avoid overspending and live within your budget to prevent accumulating unnecessary debt.
Before paying bills or spending, set aside some of your money for savings and investing.
Divide your investments across asset types to reduce risk and boost long-term rewards.
Keep three to six months' living expenses in an emergency fund for financial emergencies.
Interest payments on credit cards and other high-interest loans can destroy your wealth.
To protect your financial future, max up retirement savings accounts like 401(k)s and IRAs.
To improve your borrowing alternatives, check your credit report and score regularly.