9 Simple Tricks to Help You Build Your Bank Account!

1. Automated Savings

You can set up a regular money transfer from your checking account to your savings or investment account to automate your contributions. 

2. Create an Emergency Fund

You can set up a regular money transfer from your checking account to your savings or investment account to automate your contributions. 

3. No Spend Days is Still Effective

No-spend days limit spending to essentials. This makes you more mindful of your spending and encourages you to use what you have or find free alternatives for non-essentials.

4. Cash-only Budget

A cash-only budget is a financial plan in which non-essential expenses are paid using actual cash rather than credit cards or digital payments. 

5. 52-week Challenge

The 52-week challenge steadily increases savings over a year. To participate, save money weekly for 52 weeks, increasing each week.

6. Unsubscribe From Shopping Emails

Unsubscribing from shopping emails can help you avoid making unneeded purchases. These communications frequently feature tempting specials and discounts.

7. DIY Projects can Save You a lot of Money

DIY projects can be cheaper than employing specialists or buying pre-made things. Learning new skills like undertaking home repairs, handicraft, and cooking from scratch can reduce costs.

8. Cut One Expense per Month

One monthly expense cut is a simple and effective approach to save money. Remove one non-essential monthly expense to gradually modify your spending habits without feeling stressed.

9. Shop With a List

Making a shopping list helps you stay organized and avoid impulse buys. Make a list of what you need before leaving.